Do you run a small business? If so, do you have an iron grip on your finances? Well, according to a recent study from Xero.com, 65% of the people who’d owned a failed business blamed financial issues — cash flow visibility, access to capital, that sort of thing — for their venture’s demise. So whatever you do, maybe 2016 is the year you start doing a better job of wrangling your money.
Xero isn’t just a neutral observer of the business scene: It sells a complete online accounting program that aims to help you keep your business budget on track. And it won’t ask you to tap into your non-existent accounting expertise to do so, either. The service aims to make income- and expense-tracking something you can do in a few minutes a day from your smartphone or tablet. That means you can start your day by pouring a cup of coffee, checking your email, and balancing your books, then moving on to whatever it is that you do best.
Appropriately enough, I got you a deal on Xero: Sometime in the next 30 days, go to Xero.com and sign up using the code at checkout. That will get you 30 percent off the plan of your choice for six months. Those plans start at $9 a month.